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| Qualifcations | Experience | Languages | Other |
| 1 | Chartered accountant, MBA | Microfinance strategy, management and transformation Mobile banking Branchless banking business strategy | English mother tongue Spoken french | Consultancy work in south east Asia, East Africa and South Africa, senior management in South Africa |
| 2 | Bachelors of Commerce | Mobile banking and POS payments technology strategy, implementation, R&D Merchant acquisition Financial modelling | English mother tongue | Consultancy work in South Africa, Nigeria, senior management in South Africa |
| 3 | Masters in Business Leadership, CFA level 2, Bachelors of Commerce (Hons) | Risk and compliance, Treasury, Investment analysis, financial engineering | English mother tongue | Consultancy work in Southern Africa Academic and industry publications, Senior management in South Africa |
| 4 | MBA, BComm honours | Leadership training and HR management, strategic process management | English | Commercial branch banking in SA, consulting in Africa and Eastern Europe |
| 5 | Bachelors in education | Call Centre establishment and management for mobile banking business, private banking, training | English | Management in South Africa |
| 6 | MBA and BBA | Banking and microfinance, branchless banking regulatory and supervision, risk management, project finance analysis | Portuguese English Spanish | Central Bank in Brazil as Bank examiner Consultancy work in Mozambique and Central and South America |
| 7 | Institute of Bankers diploma, Organisation and Methods diploma | Business analysis, banking operations, project management, information engineering, process innovation and enhancement, analysis and design of technology solutions, vendor assessment | English | Management and consultancy experience in several banks in South Africa |
| 8 | Masters in economics, Masters in commerce | Process and project management, business design for retail financial customers, entry level products, business process improvement | English and intermediate Japanese | Consultant to various banks in South Africa |
| 9 | Diploma in business management | Mobile banking and payments strategy, business analysis, change management | English | Business analyst to national payments switch and bank, strategy at mobile banking vendor |
| 10 | MCSE (Microsoft) | Information Technology and Information Systems analysis, design and construction Call Centre Systems analysis, design and construction | English | Customer relationship management and Call Centre design for large bank in South Africa and other corporates |